How much is Enough? The National Association of Insurance Commissioner's Office suggests that one who is looking toward life insurance to replace lost income to the family. Should consider purchasing between 6 to 8-times salary.

A indicvidual looking to replace their $50,000 income should they predecease their spouse should consider:

          $50,000 times 6 = $300,000 

          $50,000 times 8 = $400,000    In life insurance coverage