Meet Mark Kogelman, who on a ski trip to Chllia, Chile, 5,232 mie away from home had a skiing accident that fractured his head, broke his back in 4 places, fracture his Cervical 1 and suffered a damaged artery to thr brian. Health was first on his mind but the $100's of thousands of dollars in bills were also a concern . However, with IM-Global his cost to put his health back together were a $500 deductible and a $130 co-pay. Mark's health is back and his finances are in good shape too.